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BLAINESWORLD #689
12.14.2009 In this issue: 1. Reflections 2. FYI 3. Second opinion 4. Reviews . . . INVICTUS, etc. 5. TV alert 6. Two doctors 7. Websites 8. Computer tip 9. Three proofs 10. A quote I like 11. Thought for the day 12. Advance planning department _________________________________________________________ 1. Reflections A. Cynthia, my beautiful bride, and I had the pleasure of receiving Reiki
treatments from our friends Kimberly and Ted Ross.
For those not familiar with Reiki, I quote from an email I received from Kimberly:
Reiki, an ancient form of energy healing, is a technique which reduces stress and
promotes relaxation--thereby enhancing the body's natural ability to heal itself.
Among its many beneficial effects, Reiki supports the body's natural ability to heal
itself; vitalizes mind body and spirit; loosens blocked energy and promotes a heightened
state of relaxation; cleanses the body of toxins; balances the body's energies; adjusts
itself according to the needs of the recipient; and reestablishes equilibrium and well-being.
Reiki is administered by a practitioner with or without physical contact over the
fully-clothed body's major energy centers, clearing blockages, as well as balancing
and harmonizing the body's energy. It reduces stress and allows the body to heal
itself naturally.
For more information, please call Kimberly (828.335.7730) or Ted (828.333.8333);
via email, they can both be reached at: rossreiki@chater.net.
SPECIAL OFFER:
Kimberly and Ted are certified Reiki practitioners, as well as Professional Ballroom
Dance instructors . . . they are offering a $20 discount on a one-hour Reiki
session for first-time clients . . ask about it when you call.
B. We had a grand time on Friday at the annual Holiday Party run by our development's
Social and Recreation Committee.
The food from Pomodoro's was excellent . . . KUDOS to Marline Kwiatkowski, who
chaired the event, and to the other members of her group who helped make the event
the success that it was: Vic and Mary Allwein, David Berry, Sally Butcher, Christina Lief,
Jim Parish, and Dianne and Tom Rebbin.
On Saturday, we joined our friends Cyndi, Julia and Marilynne for a great
dinner at Sushi Thai, followed by fireworks in downtown Asheville--courtesy
of the Grove Park Inn.
FOR YOUR FUTURE PLANS:
The Grove Park Inn sponsored these fireworks and will do so once again this coming
Saturday . . . they start at 7 p.m. and are quite spectacular . . . in addition, you might
want to stop by the Inn from now until January 3 to see its annual display of the entries
from the National Gingerbread House Competition . . . from now until December 23,
if you stop by during the week, you can also see a daily concert at 1 p.m. in the Grand
Hall . . . employees gather to sing Christmas carols . . . I'm going to try to attend,
largely because I want to hear the melodious voice of John Beatty (my Leadership Asheville
classmate).
For more information about the Grove Park Inn, please click:
From there, we went to the Asheville Community Theatre to see THE SANTALAND
DIARIES . . . this is a laugh-filled production of the story by David Sedaris, and
it starred Josh Batenhorst.
BAD NEWS, GOOD NEWS:
We had purchased tickets to see Tom Chalmers in the role . . . unfortunately, his
mother had just died--so Batenhorst (the director) filled-in admirably at the last
minute . . . that's the bad news; the good news is that Chalmers is slated to be
back for all shows this coming weekend . . . for more information, please click:
C. On Sunday, we went to a farewell party for our aforementioned friend
Marilynne--hosted by her sister Cyndi . . . it was a real nice event, and I'm pleased
to now welcome back Marilynne . . . it turns out that she is just moving from her
apartment (near Cyndi) to a townhouse down the block from us . . . we're looking
forward to having her as a neighbor.
On Sunday, I also got to attend the Open House for the Decorative Arts program
at AB Tech . . . I was most impressed with the work of all the students, but most
particularly with what my friend Sally Butcher completed over the one-year
program . . . that's her on the left, along with our mutual friend Christina Lief,
in front of the wall that she had done as one of her projects:
![]() D. CONDOLENCES to Marty Litchman, my brother-in-law, and his family on
the death of Marty's son Andrew in California . . . should you wish to make
a contribution in the memory of Andrew, it can be made either to:
* the Israel National Fund to plant a tree:
* the American Cancer Society:
This week, it goes to Patty Diienno--the hypnotist who helped so many folks quit
or greatly reduce their smoking in my sabbatical project last Spring (see BLAINESWORLD
#687 for more details).
I've known Patty for many years and have always been impressed with her passion
toward healthcare . . . she holds a master certificate in hypnotherapy and also
does work in such other fields as Also practice Reiki, IET, AFT, Deep Tissue and Hot Stone
Massage, Reflexology, Dowsing, Muscle Testing and ear candling . . . in addition,
she does extensive energy balancing work.
Should you wish to work with her, she can be reached via phone, 267.318.8316, or
by email: InspirationsWellnessInstitute@gmail.com.
In her "spare" time, Patty writes a most interesting blog with a catchy title: Diary
of a Mad Ex-Smoker . . . should you want to receive that for free, sign-up at:
MadExSmoker@gmail.com.
_________________________________________________________ 2. FYI Death by Minimum Payment Never, ever pay the minimum payment due on a credit card. Never. Do so, and you'll be trapped in credit card hell, spending more dollars than you ever imagined for a period of time that can cover your entire working career Consider this example: You ring up a $12,000 balance on your MasterCard in college, then decide after graduation you'll never use it again and that you'll just pay it off over time making the minimum payments. Sure, no one would likely do it this way-probably-but this is just for the sake of shock value. This card has a 14% interest rate (not unreasonable), and, like many, requires a minimum payment of 2% of the monthly balance. How long will it take to repay the debt, and how much money will you actually send to the credit card company? Time spent: 46 ½ years. Money spent: More than $35,000, of which $23,000, or nearly double the original charges, is interest. Priceless. Right? Double up on the minimum and you cut your repayment schedule to 14 years and the amount you ultimately repay to $18,000. SOURCE: FINANCIALLY EVER AFTER (see also Section 4C) by Jeff D. Opdyke FYI, part 2 * Scott in Pennsylvania:
7-11 is giving away a free hot 12-ounce beverage through December 31:
* Mark in Pennsylvania:
if you missed the little KYW TV segment about me, go to:
NOTE:
Click the above to learn more about Mark Sfirri, an outstanding Bucks County
Community College professor who was recently named as one of only three
educators in the country to receive the prestigious Renwick Award.
* Mandy in Pennsylvania (responding Josephine's question last week on consumer credit):
I'm not entirely sure if the following person can help, but . . . A former classmate from grad school, Loretta Hutchinson, MA, NCC, Financial Life Planner, works for a company called Harvest Group (Financial Services).
Contact location follows:
loretta.harvestgroup@comcast.net 215-860-6056 They are located in Newtown, PA, which is a long way from Las Vegas but again, perhaps they at least could make a solid referral.
I know Loretta had a background in Accounting and Finance and then became a counselor with interest in helping people solve financial concerns. I think she could be a good person
for Josephine to connect with.
* Lana in Ohio (with another response):
I worked in the credit industry for over 30 years . . . if Consumer Credit Counseling Service
could not help this gal, she may be hard pressed to find another way . . . they are the
specialist in the credit field. However, there is also Chapter XIII (bankruptcy), which works
out plans with creditors that are secured, generally 75-100 % of the debt . . . unsecured
creditors generally receive no monies, but her best bet is to discuss with her attorney . . . an
attorney will generally recommend Chapter VII because their fee is paid up front . . . in a
Chapter XXX, the attorney fee is included in the debt pay back plan so they must wait on
their fee . . . most chapter XIII plans are 3 years in duration.
_________________________________________________________ 3. Second opinion My friend was at the beauty parlor when she overheard another woman rattle on to the manicurist about the sad state of her marriage. "Things have gotten so bad," she said, "I think I might ask for a divorce. What do you think?" "That's a serious matter that requires a second opinion," came the reply. "I think you should consult another manicurist." _________________________________________________________ 4. Reviews A. INVICTUS tells the inspiring true story of how Nelson Mandela helped bring his country together through his support of South Africa's underdog rugby team run to the 1995 World Championship . . . Morgan Freeman as Mandela was great, as usual, and Matt Damon was believable as Francois Pienar--the team's captain . . . I'd say it was the best film about rugby I've ever seen, though thinking about that statement, it's the only film about the sport I have ever seen . . . the final
match went on far too long and I had no idea of what was happening in the game, but overall, I'd strongly recommend the film . . . rated PG-13. B. HANGOVER is now out in DVD format . . . my review from BLAINESWORLD #663 follows: If you're in the mood for a funny, stupid movie that has absolutely no redeeming social value, then HANGOVER is just for you . . . it is about four guys who go to Las Vegas for a bachelor party that turns out to be unlike any you've ever seen and/or heard about . . . not all of the parts click, but there's enough here to make it worth seeing--especially the performance by Zach Galifiankis . . . he's one crazy guy . . . rated R. C. I am a big fan of Jeff D. Opdyke . . . he has written about personal finance and the investment markets for THE WALL STREET JOURNAL since 1993, and for six years he wrote that paper's nationally syndicated "Love & Money" column. So when I came across his latest book, FINANCIALLY EVER AFTER (see also Section 2), I had to get hold of it in large part because of its subtitle: THE COUPLES' GUIDE TO MANAGING MONEY . . . my only regret is that I did not get this many years ago when I was first married. Back then, I alternated between the two options the author mentions: I sometimes fought and made the situation worse; other times, I just kept quiet and made the situation worse . . . what I did not know was that there was and is a third option; i.e., family financial fluency--the insight, knowledge and vocabulary every couple needs to effectively communicate about money. Opdyke covers just about all financial issues that two people in a relationship will face, including budgeting, deciding whether to have joint or individual accounts and confronting debt, as well as how best to handle a mortgage, allowances (for adults and children) and even engagement rings . . . he offers many real-life examples, several of them based on his own personal life. I particularly liked this heads-up he gave about entering into any relationship: * A bad sign to beware of is someone who complains regularly about the bills that arrive, who receives numerous monthly statements from creditors or who has to split a purchase across two or more credit cards because the credit available on one card isn't enough. Remember: When you take a partner into your life, you're also taking your partner's debt. While you aren't responsible for paying it, you will still be subject to its influence on the
relationship, whether that influence manifests as a partner's stresses and frustrations about always being in debt. He also shared this useful rule to remember: * Family finance works best, and stress is reduced the most, when both partners know exactly what's going on with the money and where all the accounts are located. And, lastly, I appreciated the wisdom he shared on such basic everyday decisions as buying a house: * So how do you know if you're buying too much house? Here's a clue: If your lender cannot qualify you for the home of your dreams using a traditional, fixed-rate mortgage and, instead talks to you about considering adjustable-rate or interest-only mortgages, you're on the verge of living beyond your means. Methinks this would not only be a good book for most any couple to read, but it would make a fine gift for your children and/or grandchildren . . . in fact, just as soon I as finish this review, I'm going to send a copy of FINAICIALLY EVER AFTER to my daughter and son-in-law! D. I was inspired by GIVING--written and read by Bill Clinton . . . it's a call for action about how each of us can change the world. You will learn little about his presidency in this book . . . rather, you will learn what Clinton has spent his life doing since leaving the White House . . . as he writes: * Politics is a getting business--[getting votes, support, contributions, etc.]. To balance the sales [he has devoted his post-presidency to giving]. . . . After I narrowly escaped what could have been a fatal heart attack in 2004, I felt that way even more strongly. He then presents accounts of what companies have done, but I was most moved by the stories of such individuals as the following: * Oseola McCarty, a retired cleaning lady in Mississippi, who gave her life savings to the University of Southern Mississippi for a scholarship for poor African-Americans; * Paul Farmer, who grew up living in a trailer park, a boat and even a tent but eventually graduated from Harvard Medical School and went on to devote his life to fighting AIDS and tuberculosis in destitute places around the world; and * McKensize Steiner, a six-year old California girl who organized and supervised drives to clean-up the beach in her community. GIVING motivated me to want to do more not only for my Asheville community, but also for this country and the rest of the world . . . you'll feel the same way, too, if you read this book. _________________________________________________________ 5. TV alert A. THE SING-OFF is a new reality contest that is actually worth watching, at least in my opinion . . . a cappella singing groups compete for a recording contract . . . I saw the first episode and enjoyed it to the extent that I look forward to future ones . . . it is running Monday through Wednesday this week on NBC at 8 p.m. and then the finals are live next Monday at the same time. IF YOU GET THIS TOO LATE IN TIME FOR THE FIRST EPISODE: You can catch up to it here by clicking: http://tinyurl.com/y88clo8 B. SNL: A VERY GILLY CHRISTMAS features holiday-themed skits
from the late-night show's archives . . . . included are guest appearances by Alec Baldwin and Steve Martin, as well as new sketches involving mischievous moppet Gilly (Kristen Wiig) . . . Thursday at 8 p.m. on NBC. C. BARTENDER WARS airs on Friday at 10:30 p.m. on FLN . . . in this weekly competition, hosted by radio DJ Egypt Sherrod, bartenders duke it out in challenges ranging from how fast they can mix to how well they flirt. D. PIXAR SHORT FILMS will feature two hours of animated goodness, including three Academy Award winners . . . Friday at 10 p.m. on ABC FAMILY. _________________________________________________________ 6. Two doctors Two doctors, a psychiatrist and a proctologist, opened an office in a small town and put up a sign reading: "Dr. Smith and Dr. Jones: Hysterias and Posteriors." The town council was not happy with the sign, so the doctors changed it to read, "Schizoids and Hemorrhoids." This was not acceptable either, so in an effort to satisfy the council, they changed the sign to "Catatonics and High Colonics." No go. Next, they tried "Manic Depressives and Anal Retentives." Thumbs down again. Then came "Minds and Behinds." Still no good. Another attempt resulted in "Lost Souls and Butt Holes." Unacceptable again! So they tried "Analysis and Anal Cysts." Not a chance. "Nuts and Butts?" No way. "Freaks and Cheeks?" Still no go. "Loons and Moons?" Forget it. Almost at their wit's end, the doctors finally came up with: "Dr. Smith and Dr. Jones, Odds and Ends." Everyone loved it. _________________________________________________________ 7. Websites A. For one of the finest renditions of a song you'll ever hear, catch Bruce Springsteen with Darleen Love, Sam Moore and others at the Rock & Roll Hall of Fame finale in October, 2009 as they perform "Higher and Higher" . . . just click: http://tinyurl.com/ykrboop Also, you can still see the entire show on HBO by clicking: http://www.hbo.com/apps/schedule/ScheduleServlet Then at the search engine at the top, type "Rock and Roll Hall of Fame." B. Continuing on the music kick, you'll enjoy viewing "Ode to Forgetfulness" by clicking: http://www.youtube.com/watch?v=7lSliucgygc If you'd like to know more about the performer, Mack Dryden, please click: http://www.mackdryden.com/ There's even an option to get a free copy of Dryden's "Seven Steps to Achieving Your Goals," along with 25 of his top jokes . . . I laughed at this one: A jury awarded the Food Lion Supermarket chain five and a half million dollars in that lawsuit against this network, saying ABC used illegal means to videotape rat-gnawed cheese and unsafe food handling. So ABC was forced to eat a little crow . . . which at Food Lion is marked "Cornish Hen." C. BLAINESWORLD, the website, remains up and running . . . to view it, please click: http://www.blainesworld.net If you'd like to see the reviews of some 860 books that I've read and usually enjoyed, see "Blaine's Best" on the left and then letter "O" . . . click the second paragraph. Currently, I am #370 of Amazon's top 500 reviewers . . . if you'd like to help me move up in the ranking, here's all that you need to do: 1. Go to the amazon.com website: http://www.amazon.com 2. At the search engine at the top, type-in some book I recently reviewed; e.g., DON'T LET AN OLD PERSON MOVE INTO YOUR BODY by Jim Donovan. 3. Click on my review and read it. If you find it helpful, and I think you will, respond "YES" when asked that was the case. 4. Thanks! _________________________________________________________ 8. Computer tip THANKS to Karen in North Carolina who recently wrote: Here's another computer tip I thought your readers might find useful: 5 FREE Microsoft programs worth checking out Microsoft isn't known for giving away its products, but if you know where to look you can find a handful of pretty cool, free applications. Here are a few: Paint.NET An image and photo editing program. Easy-to-use and has all the essential image editing features you need plus layers, special effects and it supports a wide range of formats. WorldWide Telescope Virtual telescope from Hubble Space Telescope and approximately 10 earthbound telescopes. If you don't have XP or higher or have a Mac, you can run as a Web client. SyncToy This tool assists in maintaining duplicate files (e.g., on your computer and laptop). Can also be a great back-up tool. It doesn't have a built-in scheduler so will need to be done manually. Office Accounting Express 2009 Easy-to-use accounting package. Provides most accounting features a small business might need, such as managing credit cards, bank accounts, payroll, vendors, invoices, quotes, cash sales, and even built-in PayPal functionality. Visual Web Developer 2008 Express Edition An easy-to-use tool for dynamic Web application development. Creates Web sites or small applications. From HTML to ASP.NET or even SQL Server databases. Adapted from TECHREPUBLIC. For more information, you can reach Karen as follows: Twitter: http://twitter.com/SEO_Web_AVL Linked In: http://www.linkedin.com/in/karenmazza Email: klmazza@charter.net
Phone: 828.252.3612 Karen runs "Charlotte's Web Design," a company designed to help you stand out with web design, SEO and Internet marketing. _________________________________________________________ 9. Three proofs THREE PROOFS THAT JESUS WAS PUERTO RICAN: His first name was Jesus. He was bilingual. He was always being harassed by the authorities. THREE PROOFS THAT JESUS WAS BLACK: He called everybody "brother." He liked Gospel. He couldn't get a fair trial. THREE PROOFS THAT JESUS WAS JEWISH: He went into his father's business. He lived at home until he was 33. He was sure his mother was a virgin, and his mother was sure he was God. THREE PROOFS THAT JESUS WAS ITALIAN: He talked with his hands. He had wine with every meal. He worked in the building trades. THREE PROOFS THAT JESUS WAS A CALIFORNIAN: He never cut his hair. He walked around barefoot. He started a new religion. THREE PROOFS THAT JESUS WAS IRISH: He never got married. He was always telling stories. He loved green pastures. And now the most compelling evidence . . . THREE PROOFS THAT JESUS WAS A WOMAN: He had to feed a crowd, at a moment's notice, when there was no food. He kept trying to get the message across to a bunch of men who just didn't get it. Even when he was dead, He had to get up because there was more work for him to do. CAN I GET AN AMEN? _________________________________________________________ 10. A quote I like Music washes away from the soul the dust of everyday life.--Berthold Auerbach (1812-1882), German-Jewish poet and author _________________________________________________________ 11. Thought for the day The Ivory and Gold Tablecloth by Howard C. Schade At Christmas time, men and women everywhere gather in their churches to wonder anew at the greatest miracle the world has ever known. But the story I like best to recall was not a huge miracle --not exactly. It happened to a pastor who was very young. His church was very old. Once, long ago, it had flourished. Famous men had preached from its pulpit, prayed before its altar. Rich and poor alike had worshipped there and built it beautifully. Now, the good days had passed from the section of town where it stood. But the pastor and his young wife believed in their run-down church. They felt that with hard work and lots of faith they could get it in shape. Together they went to work. But, late in December, a severe storm whipped through the river valley, and the worst blow fell on the church--a huge chunk of rain-soaked plaster fell out of the inside wall just behind the altar. Sorrowfully the pastor and his wife swept away the mess, but they couldn't hide the ragged hole. The pastor looked at it and had to remind himself quickly, "Thy will be done!" But his wife wept, "Christmas is only two days away!" That afternoon the dispirited couple attended the auction held for the benefit of a youth group. The auctioneer opened a box and shook out of its folds a gloriously beautiful, very ornately sewn, gold and ivory lace tablecloth. It was a magnificent item, nearly 15 feet long. But it, too, dated from a long vanished era. Who, today, had any use for such a thing? There were a few halfhearted bids. Then the pastor was seized with what he thought was a great idea. He bid $6.50 for it. He carried the glorious gold and ivory lace cloth back to the church and very carefully put it up on the wall behind the altar. It completely hid the hole! And the extraordinary beauty of its shimmering handwork cast a fine, holiday glow over the chancel. It was a great triumph. Happily he went back to preparing his Christmas sermon. Just before noon on the day of Christmas Eve, as the pastor was opening the church, he noticed a woman standing in the cold at the bus stop. "The bus won't be here for 40 minutes!" he called, and invited her into the church to get warm. She told him that she had come from the city that morning to be interviewed for a job as governess to the children of one of the wealthy families in town but she had been turned down. A Jewish war refugee, her English was imperfect. The woman sat down in a pew and chafed her hands and rested. After a while she dropped her head and prayed. She looked up and saw the great gold and ivory cloth. She rose suddenly and walked up the steps of the chancel. She looked at the beautiful tablecloth with remembering eyes. The pastor smiled and started to tell her about the storm damage, but she didn't seem to listen. She took up a fold of the cloth and lovingly rubbed it between her fingers, tears welled in her kind eyes. But they were happy tears of recognition. "It is mine!" she said. "It is my banquet cloth!" She lifted up a corner and showed the surprised pastor that there were initials monogrammed on it. "My husband had the cloth made especially for me in Brussels! There could not be another like it." For the next few minutes the woman and the pastor talked excitedly together. She explained that she was Viennese; that being Jews, she and her husband wanted to flee from the Nazis. They were advised to go separately. Her husband put her on a train for Switzerland. They planned that he would join her as soon as he could arrange to ship their household goods across the border. She never saw him again. Later she heard that he had died in a concentration camp. "I have always felt that it was my fault--to leave without him," she said. "Perhaps these years of wandering have been my punishment!" The pastor tried to comfort her and urged her to take the beautiful cloth with her. But she refused saying, "no, no, the cloth has found it's way to you. You need it. It has a purpose here. I want you to have it. I am happy knowing you have it." She gazed lovingly up at the magnificent gold and ivory lace cloth, then quietly went away. As the church began to fill on Christmas Eve, it was clear that the magnificent cloth was going to be a great success. It had been skillfully designed to look its best by candlelight. The glorious gold and ivory lace cloth actually glowed in the candlelight! It cast lovely fine designs on the walls and ceiling of the church. Everyone looked around in wonderment, and a tranquil ambiance was cast over all. After the service, the pastor stood at the doorway. Many people told him that the church looked more beautiful than ever before. From the generous donations that were given, a few days later the pastor had the local jeweler who was also the clock-and-watch repairman come to repair the church chimes. The repairman's gentle middle-aged face drew into a look of great astonishment! As if in a trance he walked right up to the beautiful cloth and looked intently! "It is strange," he said in his soft accent. "Many years ago my wife--God rest her--and I owned such a cloth. My wife put it on the table"--and here he gave a big smiled--"for holidays and when the Rabbi came to dinner." The pastor suddenly became very excited. He told the jeweler about the woman who had been in church to get warm, saw the cloth, and recognized it to be hers! The startled jeweler clutched the pastor's arm. "Can it be?" he said through desperate tears. Together the two got in touch with the family who had interviewed the women for the governess position, got her address, then they both drove to the city. The jeweler knocked on the heavy, weathered, door. As it opened, there stood his beloved wife. The many years of separation were immediately washed away by their blissfully tears, as they held each other in loving embraces, never to be parted again. True love seems to find a way. To all who hear this story, the joyful purpose of the storm was to knock a hole in the wall of the church. So Dear Ones, the next time something knocks a hole in your dreams, your goals . . . just remember to have enough faith, enough belief in those dreams and goals, to lovingly and creatively hang your own brilliant lace cloth over the temporary mar. Then watch the miracles come. THE REST OF THE STORY: This story was first published in the December, 1954 READER'S DIGEST and reprinted in Alice Gray's CHRISTMAS STORIES FOR THE HEART in 1968 . . . some say it is true, but even if it's not, it is touching . . . for more information, please click: http://www.snopes.com/glurge/tablecloth.asp _________________________________________________________ 12. Advance planning department A. Buster, a great local band headed by Bob Butcher, is playing at Mararitagrille (Main Street in Hendersonville) on Friday, December 18, from 6-7 p.m. . . . to find our more about the group, please click: http://bustertunes.com/ B. Cynthia (see also Section 1A) will be conducting two JourneyDance/ Move Your Body sessions in January . . . the first one takes place at 6:30 p.m. on January 5 at our Biltmore Lake clubhouse, and the second one takes place at 6:30 p.m. on January 28 at Jubilee . . . if you'd like to attend either and/or both sessions, just send an email to bginnj@aol.com and put JourneyDance in the subject line. _________________________________________________________ PS. Please join me in praying that we soon get our remaining soldiers back from Iraq and Afghanistan and, also, that peace comes to Israel and her neighbors. . . make it a great week, too! ---------------------------------------------------------- SUBSCRIBE/UNSUBCRIBE INFORMATION To subscribe to this newsletter, please put SUBSCRIBE in the subject line of an email and send to bginbc@aol.com . . . in the unlikely event you wish to unsubscribe, just put UNSUBSCRIBE in subject line and send to the same address. |